Thursday, December 6, 2012

Retirement Planning 101 – Shop for LTCI Quotes


A long term care specialist and fellow blogger, Beatrixxx Lewis of http://longtermcaretalk.wordpress.com/ has shared another insightful entry about the importance of early retirement planning and the perks of comparing long term care quotes.


Do you really think that saving money and investing through stocks and bonds are enough to secure your future? Some would say a resounding yes but those who are well-informed about the cost of medical, health and long term care needs, they will surely say no right away. Those who say no are probably starting to compare ltci price estimate as early as now and have the chance of beating the high cost of retirement homes, long term care facilities and caregivers in the future.

There’s nothing wrong in planning for your future early and doing it the right way. And what would be the right way?

It’s best to start by finding out about your current health status, family history and risk factors that might put you in a not-so healthy scenario later on. There are people who were born to be stubborn and firm about not getting medical evaluation. They think that just because they feel great right now they will still be healthy in 5, 10 or 15 years. You can never be sure of what can happen in the future, so the idea here is to have a regular check-up and find out your chances of developing a serious condition that would require you to receive long term care services.

Once you already have an idea what your health in the future would be like, then it’s time to read and research about ltc insurance. There are many avenues you can expand your knowledge about this policy such as the internet, phone call inquiries and by talking to an agent personally. But the most popular choice these days is by shopping for ltci quotes online.

It pays to be truthful at all times when making an inquiry so as to find the perfect long term care insurance that will perfectly suit your needs. And also, so as to have a more accurate computation with regards to the amount of money you’re going to shell out and the length of the payment period.  

No more unstable retirement future because ltc policy will give you the coverage you need from home health care to payment for long term care facilities. So what are you waiting for? Compare long term care rates online has never been this easy, with just one request you’ll have the estimate cost from all the major carriers and then just choose what’s best for your future needs. It’s much cheaper than braving the future without coverage at all and just relying solely on your savings and investments. Request for quotes now and enjoy a financially stable life in the future.

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